The Bank Asset Network (“BAN”) is a proprietary loan sale platform leveraging the largest database of buyers and sellers in the industry
The BAN bridges the bid/ask spread by Clark Street’s superior understanding of bank portfolio assets and the largest database in the industry. We are the only firm comprised entirely of real estate and banking experts who provide a deeper understanding of the assets than our trading competitors, offering complete confidentiality to sellers and total transparency to buyers.
Bank Portfolio Management (“BPM”) provides due diligence and valuation of loan portfolios.
In just a few weeks, we can provide your institution with an independent third-party review of a bank’s loan portfolio, analyzing current risk ratings, action plans, reserve levels, and market values (if requested). Additionally, by using our wholesale lending and BAN platform, we can help your institution optimize its mix of loans. Our both regulatory and market approach is especially useful for M & A transactions.
Specialty Asset Management (“SAM”)
Many financial institutions need resources to manage the surge of loan workouts unleashed by the COVID-19 pandemic. CSC Specialty Asset Management (“SAM”) provides a contract workout solution for lenders to prudently manage elevated problem assets. Our team of experienced professionals act as a seamless and integrated outsourced workout solution.
- Highly trained professionals with comprehensive loan workout experience
- Broad knowledge of multiple loan types, ranging from traditional CRE, hospitality, senior housing, churches, SBA, and C&I
- Our professionals join your team under your platform and your supervision
Wholesale Lending provides specialty lending products for lenders to offer their clients.
Today’s borrowers are demanding, and are often looking for products that conflict with your institution’s credit culture. Maybe, it’s a real estate borrower looking to finance an out-of-market transaction. CSC’s Wholesale Lending sets up wholesale and correspondent relationships between Banks looking to meet these needs and specialty lenders looking for product. Ultimately, your customers want what your customers want, and we can help you satisfy those needs, instead of losing those clients to your competitors.